Maryland Take-Home Pay After Taxes (2026)
A single filer earning $75,000 in Maryland keeps about $58,242 a year - $4,853/month or $2,240 per biweekly check - after federal tax, Maryland income tax, Social Security and Medicare. Graduated state tax 2%-6.5%. Budget Reconciliation and Financing Act of 2025 (Ch.604) added two new high-earner brackets effective TY2025+: 6.25% (single $500,001-$1M; MFJ $600,001-$1.2M) and 6.5% (single over $1M; MFJ over $1.2M). LOCAL COUNTY/CITY income tax is mandatory on top of state: each of 23 counties + Baltimore City sets its own rate; the Act RAISED the local maximum to 3.30% for tax years beginning after Dec 31, 2025 (TY2026), up from the prior 3.20% cap. Range runs from 2.25% (Worcester, lowest) to 3.30% max; combined top marginal rate is ~9.8% (6.5% state + 3.30% local). Standard deduction for 2026 is a FIXED dollar amount ($3,350 single/MFS/dependent; $6,700 MFJ/HOH/QSS), indexed to COLA going forward. The Act ELIMINATED the prior income-based phase-in (it is NO LONGER 15% of MD AGI with a floor/cap). New 2% surtax on net capital gains for filers with federal AGI over $350,000 (effective TY2025+, with exceptions). Itemized deductions phased out: reduced by 7.5% of federal AGI above $200,000 ($100,000 if MFS), effective TY2025+. Social Security benefits are fully exempt from MD state tax. Pension/retirement income exclusion (up to ~$39,500 for 2026, age 65+/disabled) plus a separate military retirement subtraction. Personal exemptions ($3,200 base, phased out at higher AGI) are taken separately, not part of the standard deduction.
Maryland paycheck breakdown by salary (2026, single)
| Salary | Federal | State | FICA | Take-home | Per month |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $1,213 | $2,295 | $25,072 | $2,089 |
| $40,000 | $2,620 | $1,688 | $3,060 | $32,632 | $2,719 |
| $50,000 | $3,820 | $2,163 | $3,825 | $40,192 | $3,349 |
| $60,000 | $5,020 | $2,638 | $4,590 | $47,752 | $3,979 |
| $70,000 | $6,570 | $3,113 | $5,355 | $54,962 | $4,580 |
| $80,000 | $8,770 | $3,588 | $6,120 | $61,522 | $5,127 |
| $90,000 | $10,970 | $4,063 | $6,885 | $68,082 | $5,673 |
| $100,000 | $13,170 | $4,538 | $7,650 | $74,642 | $6,220 |
| $120,000 | $17,570 | $5,530 | $9,180 | $87,720 | $7,310 |
| $150,000 | $24,734 | $7,084 | $11,475 | $106,707 | $8,892 |
| $200,000 | $36,734 | $9,826 | $14,339 | $139,101 | $11,592 |
| $250,000 | $51,304 | $12,576 | $15,514 | $170,606 | $14,217 |
Single filer, 2026. For married filing or another pay frequency, use the Maryland paycheck calculator below.
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Frequently asked questions
What is the take-home pay on $75,000 in Maryland in 2026?
A single filer earning $75,000 in Maryland takes home about $58,242 a year - roughly $4,853 a month or $2,240 per biweekly paycheck - after federal income tax, Maryland state tax, Social Security and Medicare.
How much of my paycheck is taken out in Maryland?
On $75,000, deductions come to about $7,670 federal income tax, $3,351 Maryland state tax, and $5,738 Social Security + Medicare - an effective rate near 22.3%.
Does Maryland tax my wages?
Yes. Maryland applies a graduated state income tax on top of federal tax and FICA. See the Maryland income tax brackets for the full schedule.
2026 figures - federal brackets, Maryland tax and FICA. Estimates, not tax advice.