Iowa Take-Home Pay After Taxes (2026)
A single filer earning $75,000 in Iowa keeps about $59,354 a year - $4,946/month or $2,283 per biweekly check - after federal tax, Iowa income tax, Social Security and Medicare. Iowa applies a single flat individual income tax rate of 3.8% for tax year 2026, confirmed by the Iowa Department of Revenue 2026 rate announcement (Senate File 2442, May 2024). The flat rate applies to all levels of taxable income; the prior graduated brackets and 2024 phase-down (flat 4.82% in 2024 -> flat 3.8% in 2025/2026) are obsolete. Standard deduction: Iowa now couples to the FEDERAL standard deduction. For tax year 2026 the federal amounts (OBBBA, IRS C-CPI inflation-adjusted) are $16,100 single / $32,200 MFJ ($24,150 head of household) - NOT the 2024 $14,600/$29,200 nor the 2025 base $15,750/$31,500. Retirement income is fully exempt for taxpayers age 55+ (and disabled/surviving spouses) - pensions, IRA/401(k) distributions, annuities. Social Security benefits are 100% exempt. No local/city individual income tax on wages (former school district surtax repealed). Iowa eliminated its inheritance/estate tax effective 2025. Personal exemption is delivered as a credit ($40 single, $80 MFJ, $40 per dependent), not a deduction.
Iowa paycheck breakdown by salary (2026, single)
| Salary | Federal | State | FICA | Take-home | Per month |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $528 | $2,295 | $25,757 | $2,146 |
| $40,000 | $2,620 | $908 | $3,060 | $33,412 | $2,784 |
| $50,000 | $3,820 | $1,288 | $3,825 | $41,067 | $3,422 |
| $60,000 | $5,020 | $1,668 | $4,590 | $48,722 | $4,060 |
| $70,000 | $6,570 | $2,048 | $5,355 | $56,027 | $4,669 |
| $80,000 | $8,770 | $2,428 | $6,120 | $62,682 | $5,223 |
| $90,000 | $10,970 | $2,808 | $6,885 | $69,337 | $5,778 |
| $100,000 | $13,170 | $3,188 | $7,650 | $75,992 | $6,333 |
| $120,000 | $17,570 | $3,948 | $9,180 | $89,302 | $7,442 |
| $150,000 | $24,734 | $5,088 | $11,475 | $108,703 | $9,059 |
| $200,000 | $36,734 | $6,988 | $14,339 | $141,939 | $11,828 |
| $250,000 | $51,304 | $8,888 | $15,514 | $174,294 | $14,524 |
Single filer, 2026. For married filing or another pay frequency, use the Iowa paycheck calculator below.
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Frequently asked questions
What is the take-home pay on $75,000 in Iowa in 2026?
A single filer earning $75,000 in Iowa takes home about $59,354 a year - roughly $4,946 a month or $2,283 per biweekly paycheck - after federal income tax, Iowa state tax, Social Security and Medicare.
How much of my paycheck is taken out in Iowa?
On $75,000, deductions come to about $7,670 federal income tax, $2,238 Iowa state tax, and $5,738 Social Security + Medicare - an effective rate near 20.9%.
Does Iowa tax my wages?
Yes. Iowa applies a flat 3.80% income tax on top of federal tax and FICA. See the Iowa income tax brackets for the full schedule.
2026 figures - federal brackets, Iowa tax and FICA. Estimates, not tax advice.