Child Tax Credit + EITC
Child Tax Credit Calculator
How this works
Tax year 2026. Up to $2,200 per qualifying child (under 17), $1,700 of it refundable, plus the EITC. All indexed figures from IRS Rev. Proc. 2025-32.
Three credits at once: the nonrefundable Child Tax Credit caps at your tax before credits; the leftover can come back as the refundable Additional CTC; the EITC is figured separately from your earned income and AGI.
Estimate only: SSN, age, and residency rules still apply on your actual return.
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What this covers. An estimate of the federal Child Tax Credit, the refundable Additional Child Tax Credit (Schedule 8812), and the Earned Income Tax Credit for tax year 2026. It does not replace tax software or a preparer, and it assumes you and your children meet the SSN, age, residency, and relationship tests. Inflation-indexed amounts come from IRS Rev. Proc. 2025-32; the credit mechanics from Schedule 8812 and IRS Pub 596.
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Frequently asked questions
Common questions. Your exact number comes from the calculator above; every answer cites the official source.
How much is the 2026 Child Tax Credit, and how much is refundable?⌄
For tax year 2026 the credit is up to $2,200 per qualifying child under 17, with up to $1,700 of it refundable as the Additional Child Tax Credit. The refundable portion is limited to 15% of earned income above $2,500. There is also a $500 nonrefundable Credit for Other Dependents. The credit phases out by $50 per $1,000 of income over $400,000 (joint) or $200,000 (other filers).
Source: IRS Rev. Proc. 2025-32 / Schedule 8812
Who counts as a qualifying child?⌄
A qualifying child must be under 17 at year end, be your child, stepchild, foster child, sibling, or a descendant of one, live with you more than half the year, not provide more than half their own support, and have a valid Social Security number. Older children and other dependents may instead qualify for the $500 Credit for Other Dependents. The calculator counts qualifying children and other dependents separately.
Source: IRS Schedule 8812 instructions
Does the calculator handle the EITC too?⌄
Yes. It computes the Earned Income Tax Credit alongside the Child Tax Credit and the refundable Additional Child Tax Credit, straight from your earned income, AGI, filing status, and number of qualifying children. The EITC rises with earned income to a peak and then phases out, and because it is refundable it can produce a refund larger than the tax you paid.
Source: IRS Pub 596 / Schedule 8812