GGovCalcs
Retirement · RMD

RMD on $1,000,000 at Age 83

The 2026 required minimum distribution on a $1,000,000 traditional IRA or pre-tax account at age 83 is $56,497 - about $4,708/month. That is $1,000,000 divided by the age-83 Uniform Lifetime factor of 17.7 (5.65% of the balance).

Prior year-end balance$1,000,000
Age 83 factor17.7
Withdrawal rate5.65%
Required minimum distribution$56,497
Open in calculator

FAQ

What is the RMD on $1,000,000 at age 83?

For 2026, divide $1,000,000 by the age-83 Uniform Lifetime factor of 17.7, giving an RMD of $56,497 - about $4,708 per month, or 5.65% of the balance.

What if my balance is different?

The RMD scales directly with the December 31 prior-year balance: more balance, proportionally more RMD, using the same age-83 factor of 17.7. Use the calculator for your exact figure.

RMD on other balances at 83
$100,000$150,000$200,000$250,000$300,000$400,000$500,000$750,000$1,500,000$2,000,000

All RMD details for age 83

Source: IRS Pub 590-B Uniform Lifetime Table. Last updated 2026-06-23. Not financial advice.