Retirement · RMD
RMD on $2,000,000 at Age 73
The 2026 required minimum distribution on a $2,000,000 traditional IRA or pre-tax account at age 73 is $75,472 - about $6,289/month. That is $2,000,000 divided by the age-73 Uniform Lifetime factor of 26.5 (3.77% of the balance).
| Prior year-end balance | $2,000,000 |
| Age 73 factor | 26.5 |
| Withdrawal rate | 3.77% |
| Required minimum distribution | $75,472 |
FAQ
What is the RMD on $2,000,000 at age 73?
For 2026, divide $2,000,000 by the age-73 Uniform Lifetime factor of 26.5, giving an RMD of $75,472 - about $6,289 per month, or 3.77% of the balance.
What if my balance is different?
The RMD scales directly with the December 31 prior-year balance: more balance, proportionally more RMD, using the same age-73 factor of 26.5. Use the calculator for your exact figure.
RMD on other balances at 73
Source: IRS Pub 590-B Uniform Lifetime Table. Last updated 2026-06-23. Not financial advice.